Retirement calculator

Retirement Calculator
Retirement Calculator. There are more and more people entering retirement saddled with debt, according to a source from Prudential. Christopher Friel, financial advisor at the company, explained that older consumers have become ...

How to Use a Retirement Calculator - Saving Advice
Figuring out what you'll need at retirement means learning how to really understand a retirement calculator and what each one is using to come up with your numbers. For example, the CNN calculator was assuming that I will get Social ...

Retirement Calculator – Know What You'll Need for a Comfortable ...
Retirement Calculator - Know What You'll Need for a Comfortable Retirement 1. how much you are required to save (usually per month) to enable.

Retirement Calculator – How To Find A Good Retirement Calculator ...
Figuring out what you'll need to be prepared for retirement often means figuring out how to understand a retirement calculator and which one to use to come up with your numbers.

Retirement Savings calculator and Retirement Planning Calculator ...
Retirement Savings calculator returns,Retirement Planning Calculator methods parameters,inflation rate,principal and rate of interest,ways to plan save and spend,retirement compound interest calculator,retirement plans,annuity ...

Use Retirement Calculator | The Future Windows of the World
Almost all banks and brokerage firms are its own. Capital in local currency and can be found on sites like MSN Money. Too many casualties to be removed through one of his people and all the numbers you know I think.

Retirement Calculator | newstimesworld
Retirement Calculator, If they were not sure of the investment plan for retirement best suits your needs, the task has become much easier using the online payment calculator.

Anyone found a seriously detailed retirement calculator? | ZT News ...
The ones I see seem so simple.How much do you have and how much do.

Retirement Calculator-What does it mean? | Age
After inputting my numbers, the Retirement Calculator returned: To produce the rest, you should build up your nest egg (including your 401k, IRA and other savings accounts) to $616639 by the time you retire. ...

Is there a detailed retirement calculator out there?
The ones I see seem so simple.How much do you have and how much do you save.No questions about current debt, size of house you plan to move to.I guess there is no need for those details.But is there anything more detailed that anyone has found?I've tried.CNN money, fidelity, schwab, AARP(which is really bad), ING, Vanguard, bankrate, etcIs there a calculator that misses nothing, that would take a half hour or a couple of hours to do?


Anyone found a seriously detailed retirement calculator?
19 Future Value Of An Annuity: Your client is 40 years old; and she wants to begin a saving retirement, with the first payment to come one year from now. She can save $5,000 per year; and you advise her to invest it in the stock market, which you expect to provide an average return of 9% in the future.Since our client is not making the payment until after the first year, this is an ORDINARY ANNUITY.0[---------1[-----------2[----etc[ $5,000 $5,000 etcPMT=5,000I/Y=9Step 1. I need to find the Future Value.a.If she follows your advice, how much money will she have at 65?Objective: Find the future value.Step 1. Find the number of years. 65-40=25PMT=-5,000I/y=9N=25CPT FVFV=423,504.48b.How much will she have at 70?Objective: Find the future value.Step 1. Find N, 70-40=30PMT=-5,000I/Y=9N=30CPT FVFV=-681,537.69c.She expects to live for 20 years if she retires at 65 and for 15 years if she retires at 70. If her investments continue to earn the same rate, how much will she be able to withdraw at the end of each year after retirement at each retirement age?I have NO IDEA how to do the above.I don't know how to work excel, so if someone could just tell me how to solve with with the calculator that would be perfect!No, its not-I've worked two of the problems and am asking for help to work problem C. Because I need someone to show me how it is supposed to be worked.


Finance math help! (10pts)?
There was one question here that has made me think.A man about to retire - lets say 62had a 401K that he wanted to transfer into an IRA then transfer to a ROTH.All he has in retirement savings (401K) is 150K.I suggested he run the calculators since he may be better off leaving the money in the regular IRA since he will be in a very low tax bracket in retirement.Would you advise him to pay all the taxes upfront to transfer to the ROTH.This could knock him into a higher tax bracket.What would you do?I'm young, and I guess I'm missing something.


ROTH question.......?
1. If you have earned income, which of the following retirement devices must you contribute to, by law?A. Pension planB. IRAC. Social security (FICA)D. Vesting plan2. Car insurance that pays for your injuries when you're in an accident in your car is _______.A. comprehensiveB. liabilityC. medicalD. collision4. Which of the following devices imparts ownership in a corporation?A. StockB. BondC. Savings accountD. U.S. Treasury Bill7. Which of the following is intended primarily to enhance a person's tax advantage and retirement income?A. U.S. Savings BondB. Growth fundC. Money market fundD. IRA9. What is the first step that a smart new-car buyer should take before talking to salespersons and putting a deposit on a car?A. Shop around for a car loan.B. Obtain car insurance.C. Study the car market.D. Test-drive the car.11. The Emerson First National Bank is lending you money to buy a new car. The loan agreement will probably state that you must carry _______ insurance.A. liabilityB. collisionC. no-faultD. medical13. The major difference between a calculator and a computer, when performing calculations, is that aA. calculator is faster but needs more human assistance.B. calculator is slower and needs more human assistance.C. computer is faster but needs more human assistance.D. computer is slower but needs less human assistance.14. Your _______ should furnish enough money to live on, in an emergency, for six months.A. investmentsB. savingsC. interestD. IRA15. Which of the following best describes term life insurance?A. The insured is covered during his or her entire lifetime.B. The insured pays the premium until his or her death.C. The insured pays a premium for a specified number of years.D. The insured can borrow or collect the cash value of the policy.17. In a health insurance policy, a statement that an applicant won't be covered for a certain pre-existing condition is called a/anA. exclusion.B. supplement.C. waiting period.D. major medical coverage.20. A _______ is invested by managers in a diversity of stocks, bonds, and other securities.A. series EE bondB. promissory noteC. preferred stockD. mutual fund


I keep getting these wrong and i dont understand why... can anyone please help?
1. If you have earned income, which of the following retirement devices must you contribute to, by law?A. Pension planB. IRAC. Social security (FICA)D. Vesting plan2. Car insurance that pays for your injuries when you're in an accident in your car is _______.A. comprehensiveB. liabilityC. medicalD. collision4. Which of the following devices imparts ownership in a corporation?A. StockB. BondC. Savings accountD. U.S. Treasury Bill7. Which of the following is intended primarily to enhance a person's tax advantage and retirement income?A. U.S. Savings BondB. Growth fundC. Money market fundD. IRA9. What is the first step that a smart new-car buyer should take before talking to salespersons and putting a deposit on a car?A. Shop around for a car loan.B. Obtain car insurance.C. Study the car market.D. Test-drive the car.11. The Emerson First National Bank is lending you money to buy a new car. The loan agreement will probably state that you must carry _______ insurance.A. liabilityB. collisionC. no-faultD. medical13. The major difference between a calculator and a computer, when performing calculations, is that aA. calculator is faster but needs more human assistance.B. calculator is slower and needs more human assistance.C. computer is faster but needs more human assistance.D. computer is slower but needs less human assistance.14. Your _______ should furnish enough money to live on, in an emergency, for six months.A. investmentsB. savingsC. interestD. IRA15. Which of the following best describes term life insurance?A. The insured is covered during his or her entire lifetime.B. The insured pays the premium until his or her death.C. The insured pays a premium for a specified number of years.D. The insured can borrow or collect the cash value of the policy.17. In a health insurance policy, a statement that an applicant won't be covered for a certain pre-existing condition is called a/anA. exclusion.B. supplement.C. waiting period.D. major medical coverage.20. A _______ is invested by managers in a diversity of stocks, bonds, and other securities.A. series EE bondB. promissory noteC. preferred stockD. mutual fund


I need some help with these, i am getting them wrong, but im not understanding why.?
Hypothetical question - not personal.All numbers and circumstances may be purely fictional.Lets say you have a paid off mortgage.Do you add this to your retirement savings when running the retirement calculators.It would be nice to add the amount to our retirement savings calculators if we had our home financed to the max with no equity.House rich - retirement savings lagging


Does a paid off mortgage count towards retirement savings?
I'm looking to buy a property currently valued at £220,000. I have used the Halifax mortgage calculator, and provided i have a £22,000 deposit, i can get a variable rate for £1,065pm.I have a job currently with a monthly wage of around £880pm. However, my parents would be living, and contributing to the mortgage also. I would be paying £300, with them covering the rest on the proviso that when the time comes, and they are no longer with us, i will own the house, and have a tidy investment come retirement age. I am attempting this as a favour to them.My dad earns over double what the mortgage payment would be and my mum earns roughly £650pm. So, between us we have near enough £4,000 coming in at the end of every month. Is it possible if i spoke to a financial advisor, i could buy the property, with them contributing to the mortgage, or even have my dad sign on as a guarantor/2nd party?Thanks,Claire.


First time buyer...need mortgage advice (UK)?
So basically this is what I'm trying to do. I just read the book "millionaire next door" and I am now interested in personal finance and managing money.I am 22 years old, don't have credit cards or bank accounts (I'm a student and my parents pay), and I will be in school for another 8-10 years to become a physician. I'm looking for a free personal finance site, where I can essentially make "theoretical" or "fantasy" financial decisions. Like for example, if I assume that I will make 250,000 a year at age 30, I would love to have a "fantasy" portfolio that shows how I could budget that, from paying student loans, to theoretical mortgages/car payments and investments (that make fundamental assumptions of like average 8% return compounded annually). I'd love to see how my 401k/roth ira would possibly add up too by age 60 etc, and how frugally I need to live to achieve my goals. That way I could see what a more frugal lifestyle looks like, what a reckless style of spending would lead, and what a moderate style would be like. Tweaking around with this stuff now could defintiely help me in the future, so I don't become like 90+% of doctors out there who are horrific with finances and live way above their means, and end up with little retirement savings.Mint.com only works with real money, and actual bank accounts/credit cards. is there a site where I can play around with a budget of theoretical money to plan ahead for my finances. Something that is above simple calculators etc, but a complex site like mint.com that really takes into account lots of things. Thanks!


anyone know a site like mint.com, but for "fantasy financial portfolios"?
So basically this is what I'm trying to do. I just read the book "millionaire next door" and I am now interested in personal finance and managing money.I am 22 years old, don't have credit cards or bank accounts (I'm a student and my parents pay), and I will be in school for another 8-10 years to become a physician. I'm looking for a free personal finance site, where I can essentially make "theoretical" or "fantasy" financial decisions. Like for example, if I assume that I will make 250,000 a year at age 30, I would love to have a "fantasy" portfolio that shows how I could budget that, from paying student loans, to theoretical mortgages/car payments and investments (that make fundamental assumptions of like average 8% return compounded annually). I'd love to see how my 401k/roth ira would possibly add up too by age 60 etc, and how frugally I need to live to achieve my goals. That way I could see what a more frugal lifestyle looks like, what a reckless style of spending would lead, and what a moderate style would be like. Tweaking around with this stuff now could defintiely help me in the future, so I don't become like 90+% of doctors out there who are horrific with finances and live way above their means, and end up with little retirement savings.Mint.com only works with real money, and actual bank accounts/credit cards. is there a site where I can play around with a budget of theoretical money to plan ahead for my finances. Something that is above simple calculators etc, but a complex site like mint.com that really takes into account lots of things. Thanks!


anyone know a site like mint.com for "fantasy finance"?
So basically this is what I'm trying to do. I just read the book "millionaire next door" and I am now interested in personal finance and managing money.I am 22 years old, don't have credit cards or bank accounts (I'm a student and my parents pay), and I will be in school for another 8-10 years to become a physician. I'm looking for a free personal finance site, where I can essentially make "theoretical" or "fantasy" financial decisions. Like for example, if I assume that I will make 250,000 a year at age 30, I would love to have a "fantasy" portfolio that shows how I could budget that, from paying student loans, to theoretical mortgages/car payments and investments (that make fundamental assumptions of like average 8% return compounded annually). I'd love to see how my 401k/roth ira would possibly add up too by age 60 etc, and how frugally I need to live to achieve my goals. That way I could see what a more frugal lifestyle looks like, what a reckless style of spending would lead, and what a moderate style would be like. Tweaking around with this stuff now could defintiely help me in the future, so I don't become like 90+% of doctors out there who are horrific with finances and live way above their means, and end up with little retirement savings.Mint.com only works with real money, and actual bank accounts/credit cards. is there a site where I can play around with a budget of theoretical money to plan ahead for my finances. Something that is above simple calculators etc, but a complex site like mint.com that really takes into account lots of things. Thanks!